Pennsylvania Council on Financial Literacy sponsors statewide and regional stock market competitions for elementary, middle, and high schools.  These ten-week financial comprehensive programs and competitions are held every fall and spring with more than $10,000 in annual prizes for students and teachers.  Sponsored regional competitions culminate in awards ceremonies recognizing sponsors and students. 

Current Game Dates:

Fall 2020: October 12th - December 18th

Spring 2021: February 15th - April 23rd


Start making trades immediately and the game will reset the Friday before the competition starts, after the market closes at 5 pm, and all trades will then go into the new game that begins at 9:30 am, the opening of the market, on the first day of the competition.

The stock market program teaches students and teachers how to invest in stocks, make stock market trades, analyze markets, and build stock market portfolios while competing with other students.

 PennCFL uses a stock market simulation from Stock-Trak called the Personal Finance Lab and it is completely free for teachers and students who want to access it or even provide their own competitions.   The competitions and programs are both fun and educational, allowing students to gain hands-on experience while learning to save and invest                    in the stock market.  

  Our divisions include:


· Elementary School: Grades 3-6

· Middle School: Grades 7-8

· High School: Grades 9-12

 While PennCFL currently sponsors free stock market competitions throughout Pennsylvania, the local award ceremonies are dependent on sponsorship.  At these events, we celebrate teacher and student successes in learning and winning, with local businesses, colleges, and universities in May of each year.  

Our passion is to have students learn about the stock market and prepare them to succeed financially in their personal and professional lives.

Pennsylvania Council

on Financial Literacy

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