
Personal Finance Lab
Free to PA Educators
Your Financial Literacy Solution
The Personal Finance Lab provides your classroom with a comprehensive online learning system and curriculum, budgeting game, stock market simulations, along with embedded educational content, all from the global leader in financial simulations – StockTrak! You are empowered to select the desirable parts of the program that you would like to utilize in your teaching!
The new student dashboard brings all your students' actions to one place. To save teachers' time, an automated student tour reviews assignments, the investment program, and the budget game.

Your teacher dashboard allows you to see all your students' progress per program, at a glance, not in time-consuming drudgery. In just a few clicks, you can dive deep to see more on any student in any program, helping you to zero in on students who need your attention.

The Learning Management System contains over 600 lessons, articles, videos, interactive calculators, glossary terms, and a semester course. These cover a wide range of topics including, personal finance, investing, economics, social studies, and business. The Learning Management System will provide grading with the quizzes at the end of each lesson.

In the Budget Game, students learn to manage their checking, savings, and credit card accounts, deal with life’s expected and unexpected events, and try to increase their emergency fund, credit score, net worth, and overall game score.

We will continue our successful statewide and regional Stock Market Competitions for elementary, middle, and high schools. These comprehensive financial programs and competitions are held each semester with more than $10,000 in annual prizes for students and teachers.
Brand New! All registrations are for the entire semester!
Use the system from August 1st to January 14th to learn, play the budget game, and practice trade before an official statewide investment competition. Select Early Fall, Late Fall, or the Full Fall Semester at registration to define the timeframe for the investment simulation that is a part of your Personal Finance Lab. All the options of what you do, and how much you use, is up to you.
We provide flexible dates for our statewide Stock Market Challenges to meet your classroom's needs.
Fall Programs:
Early Fall Challenge: Quarter Semester: Closed until Next Year
- Budget Challenge & Online Learning: Aug. 1st to Jan. 14th
- Stock Market Challenge: Aug. 30th to Oct. 29th
- Practice Trading until August 29th
Late Fall Challenge: Quarter Semester:
- Budget Challenge & Online Learning: Aug. 1st to Jan. 14th
- Stock Market Challenge: Nov. 1st to Jan. 14th
- Practice Trading until Oct. 31st
Fall Challenge: Full Semester:
- Budget Challenge & Online Learning: Aug. 1st to Jan. 14th
- Stock Market Challenge: Oct 11th - Dec 17th
- Practice Trading until Oct. 10th
Spring Programs:
Early Spring Challenge: Quarter Semester:
- Budget Challenge & Online Learning: Aug. 1st to June 3rd
- Stock Market Challenge: Jan. 31st to April 1st
- Practice Trading until Jan. 30th
Late Spring Challenge: Quarter Semester:
- Budget Challenge & Online Learning: Aug. 1st to June 3rd
- Stock Market Challenge: April 4th to June 3rd
- Practice Trading until April 3rd
Spring Challenge: Full Semester:
- Budget Challenge & Online Learning: Aug. 1st to June 3rd
- Stock Market Challenge: Feb 14th - April 22nd
- Practice Trading until Feb 13th
Our quarter and full semester divisions include Elementary School: Grades 1-6, · Middle School: Grades 7-8, · and High School: Grades 9-12
Students may start making trades immediately in a practice session, and the game will reset back to a $100,000 portfolio by Monday at 7:00 am before their registered program. The Spring Semester will be announced soon.

If you would like more information on how to have greater access to the
Personal Finance Lab, call 570-975-5149.