Personal Finance Lab Instructions

Teachers: register for the brand new PennCFL Stock Market Challenge Program from a world leader in financial simulations - StockTrak’s Personal Finance Lab.. 

  • Select your division at the drop-down menu

  • Password for all divisions is penncfl.  

  • User ID - Teacher last name: Limited offer. 


  Teachers will only register once!!  

The Personal Finance Lab is a new web-based experiential education teaching and learning tool designed by Stock-Trak, the world’s leading provider of investment portfolio simulations for colleges and schools.


This unique fusion of technology is specifically designed to increase student engagement and maximize retention of learning by blending exercises, class activities, interactive calculators, and managing a portfolio of real stocks from global markets to bring the classroom to a NEW LEVEL.


  • World-class portfolio simulation, enabling your students to apply what they learn in class to the real world

  • Interactive personal finance and business calculators focused on saving, investing, and much more

  • Learning Center with over 600 articles, videos, glossary terms, and more

  • Tutorial videos to help both teachers and students get started and succeed

  • Live support from our financial education team during normal business hours

  • Register your entire class in minutes.

  • Teacher dashboard with a full view of all students, classes, and assignments.

Example View for Students

Teacher Class Dashboard


Pennsylvania Council on Financial Literacy (PennCFL) sponsors local, regional, and a statewide stock market competitions for public, private, and cyber schools. The stock market program teaches students how to invest in stocks, make stock market trades, analyze markets, and build stock market portfolios while competing with other students.


The stock market competitions are both fun and educational by helping students learn about the stock market and prepare them to succeed financially in their personal and professional lives. 


Stock Market Competitions are held every fall and spring:


· Fall 2019: October 7 - December 13, 2019

· Spring 2020: February 10 - April 17, 2020


Our divisions include Elementary: Grades 3-6, Middle: Grades 7-8 and High School: Grades 9-12.


Check out the website at

Want to see more now? Login ID: Pfindemo Password: 123456


The Pennsylvania Council on Financial Literacy (PennCFL) sponsors regional and statewide stock market competitions for elementary, intermediate/middle, and high schools. These ten-week financial comprehensive programs and competitions are held every fall and spring with more than $10,000 in annual prizes for students and teachers. Sponsored regional competitions culminate in awards ceremonies recognizing sponsors and students.


PennCFL offers many entrepreneurship programs too!

Visit us at

Pennsylvania Council

on Financial Literacy

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